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25 Valuable Phone Numbers For Small Businesses Success
Starting and growing a small business can be a daunting and sometimes lonely process we have compiled a list of 25 helpful phone numbers for agencies and services that work with small businesses. They can give you information, ideas, and resources to help you be more successful. .Small Business Administration, 409 Third Street, SW Washington, DC 20416 1-800-U-ASK-SBA Created to help America's entrepreneurs form successful small enterprises, and offers financing, training and advocacy fo ...
Author: BZ Riger-Hull
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The Morphing of Thought and Cash
Here are some thoughts about the morphing of thought and cash. What do I mean by morphing? I mean the transformation of something from one form to another. If you have seen movies like TERMINATOR 2, X MEN, or MATRIX, you have an idea of what I'm talking about. In these movies, some characters literally change physical shape from one form to another. What I'm speaking about is a kind of mental "alchemy." Alchemy was the attempt in the Medieval Ages to change base metals into gold. ...
Author: Bill Marshall
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Basic Real Estate Valuation
Given the current interest (dare I say hysteria) associated with investing in dirt and buildings, I thought it might be interesting for our readers to have a quick, dirty manual on real estate valuation. My perspective comes from years in the industry as well as some time learning at the knee of some of the better real estate minds in academia. I will separate (to some degree) investing in one's residence, for consumption, from investing in real estate for fun and profit. The reason for ...
Author: J.S. Silver
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An Old Dividend Stock Investment Idea, for a New Generation
Death and taxes! The certainties of life! And then, of course, there are the mortgage payments, the utility bills, phone bills, the car payments and thirsty automobiles. Add that to the grocery and clothing bills, and there appears to be more then just death and taxes as certainties of life. Having the knowledge these expenses are fixed for most of your life, why not begin a plan to take care of the expenses? Why not have investment plans that will pay all the bills without using any ou ...
Author: Charles O'Melia
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Take Marijuana Off the DEA's Docket
Quit paying the DEA to chase marijuana. We could save millions for education (or tax credits, for you republicans). We spend millions locking up Americans for using marijuana. Or as NORML says in a 1999 billboard campaign up in bus shelters around the city, "A Pot Smoker is Busted Every 45 Seconds -- and You Wonder Why We're Paranoid." An unclassified report by the National Drug Intelligence Center shows that violent crime is not a problem with marijuana, except by the drug runners. Sho ...
Author: Eric Nielsen
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Cops Want To Increase Marijuana Punishments?
Leave it to the Columbia City Police Officers Association in Missouri to try to turn back and increase punishments for marijuana, against the will of the voters. Six months ago the voters in Columbia City elected to decrease punishments for marijuana. Now, the police officers are trying to repeal it. Students led the drive for the initiative that passed, and allows students to retain federal student aid by referring all marijuana arrests to a city court instead of to the Feds. Did you k ...
Author: Eric Nielsen
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Calculating Car Lease Payments - Online Lease Calculator Makes It Easy
One of the first questions that comes to mind when thinking of leasing a car is: "What will my monthly lease payment amount be?" or "How much can I save by leasing when compared to buying?" Getting the answers can be as simple as using an online lease calculator such as the Lease Calculator from LeaseGuide.com, which calculates payments, finance charges, taxes, and total lease costs - by walking you through a number of easy st ...
Author: Al Hearn
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Property Tax Grievances-Should You File for a Reduction?
In the 9 years that I grieved taxes professionally, I was asked many of the same questions over and over again. I would like to take a few minutes to go over some of this information in order to dispel some myths about lowering property taxes. The most common questions were as follows: Does filing a property tax grievance invite a higher assessment from the assessor? What are my chances of winning? Do I need a lawyer to file for me? Is it expensive? These q ...
Author: Neil Rosenfeld
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Due Dilegence 101 Or What You Do Not Know Can Kill You! - Part 1
Introduction:
This article is written as a general discussion on the subject of "Due Diligence". It is for informational purposes and not intended to be a definitive guideline for your exact situation. You should consult the appropriate professionals with regard to your specific transaction or situation. Further, this article is in no way advocating, suggesting or implying that anyone engages in any type fraudulent activities whatsoever. These are simply the things a buyer should be aware ...
Author: Willard Michlin
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Car Donation: An Easy Way to Support Your Favorite Charity and Get a Tax Deduction
Most people look forward to getting their tax return, but one of the downsides to filing taxes is that you may find yourself owing the taxman come April 15. What do you do when you realize that you not only owe money, but you owe more than you can pay at the time? The answer is: charitable deductions. Did you know that charitable contributions are deductible from your taxes? Most people only think of donations as being cash, and giving away more cash that you don't have won't help ...
Author: Matt Martin
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What To Look For When Shopping For Gifts Online
More and more people each year are discovering how rewarding it is to do their gift shopping from the comfort of their computer terminal. No more fighting for parking spaces in the mall, or carrying heavy parcels to your car. With some careful planning you can do your entire gift shopping without even leaving your office or your home, at a time that most suits you. By shopping for gifts online you are broadening the choice of gifts available in your home town. You may live in the mid-We ...
Author: Janice Kaye
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Investor Guide to Financial Health
Step 1: Spend less than you earn Perhaps the simplest financial concept is the toughest for us to conquer- spend less than you earn. After paying your living expenses (bills, loan and mortgage payments, cost of food, charitable contributions, taxes, etc), you can begin to save and invest toward your future. If you are spending more than you earn, you must find a way to change this. You may even need to change your lifestyle- drive a more efficient car, eat out less, live in a smaller ho ...
Author: Jonathan Citrin
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Think You Can't Afford Your Own Home, Think Again!
Do you have bad credit, no credit, filed a bankruptcy, have a ton of late pays, medical bills, or been through a divorce? Well, we have the perfect solution for you - Lease Purchasing your own home! What is Lease Purchasing? A Lease Purchase is a process that combines a basic rental lease with an agreement to purchase, or with an option to purchase the property. The Buyer (or Lease-Purchaser) pays to the seller a monthly payment that usually approximates a rental amount or a typic ...
Author: Sue And Chuck DeFiore
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Sellers, Are You Having A Hard Time Selling Your Home?
Sue and Chuck DeFiore have the perfect solution for you - Lease Purchasing your home! What is Lease Purchasing? A Lease Purchase is a process that combines a basic rental lease with an agreement to purchase, or with an option to purchase the property. The Buyer (or Lease-Purchaser) pays to the seller a monthly payment that usually approximates a rental amount or a typical mortgage payment on the home. A percentage of that payment is typically applied towards the purchase price. At ...
Author: Sue And Chuck DeFiore
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Starting a Business in New Hampshire
Hew Hampshire car wash market. Well we have visited every city in New Hampshire over the population of 10,000 at least twice, the larger ones four and five times talking to many people in various industries. Landscapers, brick layers, Heating and Air, Plumbers, Car Dealers, Professional People, Politicians, wood be politicians, chamber of Commerce Personal, Economic Development people and just nice folks on the street. Including skateboarders; Hockey and Soccer Moms; Canadian Tourists and thi ...
Author: Lance Winslow
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How Will an HSA Save Me Money?
The Health Savings Account (HSA) is a tool to help you save money on health insurance. But how does it do that? A Health Savings Account (HSA) is just a savings account. Duh, I know. It is just like a bank account where you can put money in and you can gain some interest. But it has two special qualities that a regular bank account doesn't. First, when you put money in, that amount gets reduced from your taxable income. And you know what that means! You pay less taxes. The s ...
Author: Daryl Kulak
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Starting a Tractor Washing Business
In the heavy equipment cleaning business you can make good money and provide an important service for your clientele. You can save them man-hours, chemical costs and free up time for more important needs such as preventative maintenance and repairs. The client also has a better looking fleet which makes community public relations easier and also helps in operator retention. Heavy off road equipment needs to be clean, especially radiators and ventilation to prevent over heating. It is best to ...
Author: Lance Winslow
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Planning Starts with the Basics
When developing a plan for your finances, the toughest question often is: "Where do I begin?" Before investing in stocks and bonds or buying life insurance, before implementing any change or making any decisions, you first need to analyze and understand your entire financial picture. Two documents allow you to do just that. A Balance Sheet and a Cash Flow Statement enable you to take an in-depth look at your current financial situation and make better decisions about the future. With a little ...
Author: Jonathan Citrin
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IRS Offer-in-Compromise, Hype or Hope?
"Settle for Pennies on the Dollar! IRS debts settled for $20 Wipe out the Penalties with an Offer"-such is the language of Offer-in-Compromise promoters. What they fail to tell you is that one has to qualify for an Offer and few taxpayers will be able to meet the tough standards for an OIC. The Offer-in-Compromise (OIC) has been around for a long time, but it wasn't until 1992 that IRS started really using the program in good faith. After the Revenue Reform Act of 1998, IRS became even ...
Author: James Coleman
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Authentic Success
A More Effective Way I own a stack of self improvement books ten feet tall. Achievement seminars I've attended number in the dozens. I had been trying to improve myself since the second grade when Mrs. H. burst my young bubble. Although I went on to fourteen more years as a star pupil, I never forgot the way she made me feel - not good enough. And through the years whenever a co-worker, boss, or customer questioned my motives or integrity, I felt those same feelings - of being not good ...
Author: Jane Miller
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